Mutual of Omaha: "Reflection" by Betsy Fowler

When you hear hoofbeats...

look for horses instead of zebras.

Zebra (medicine) - Wikipedia, the free encyclopedia: Zebra is a medical slang term for a surprising diagnosis.

New Georgia Encyclopedia: Jim Fowler (b. 1930): Fowler splits his time between his home in New Canaan, Connecticut, and his wildlife ranch in Albany, but he continues to travel around the country educating people about wildlife conservation. He is married to Betsey Fowler, a wildlife artist, and has two children, Carrie and Mark.